First 30 Days After a Death: Action Checklist

Days 1-3: Obtain the death certificate (apply at the local municipal office). You will need 10-15 certified copies. Notify the employer, bank, and insurance company.

Days 4-7: Locate the will and contact the executor. Secure the deceased's home, vehicles, and valuables. Cancel credit cards and subscriptions. Redirect mail if applicable.

Days 7-14: File insurance claims with death certificate and policy documents. Visit each bank with the death certificate to initiate the claim or account transfer process. Apply for provident fund and gratuity from the employer.

Days 14-21: Consult a lawyer about probate (if required in your state) or succession certificate. File for transfer of property, vehicle registration, and utility connections. Contact mutual fund companies for transmission of folios.

Days 21-30: Follow up on all claims filed. Start the process for pension transfer if applicable. File the deceased's final income tax return (due by the regular filing deadline). Review and update your own estate plan in light of what you have learned.